• HOUSING OPPORTUNITIES: INDIVIDUALS AND FAMILIES UNDER THE POVERTY LINE
• FRAUD PREVENTION GUIDELINES FOR JMDICT FREE HOUSING
      Application Window: Opens April 15, 2025 | Closes April 25, 2025

To ensure transparency and protect applicants, JMDICT Free Housing adheres to the following principles:

1. No Fees: JMDICT Free Housing does not charge any fees at any stage of the application process.
2. No Repayment Obligations: Housing is provided entirely free of charge, with no repayment requirements.
3. No Collateral: Applicants are not required to provide any form of collateral to qualify for housing.
4. No Upfront Costs: There are no upfront payments or hidden charges associated with JMDICT Free Housing.
5. No Unauthorized Payments: Applicants must not pay any individual or organization claiming to facilitate or guarantee housing approval.

Important Reminder: If you are approached by anyone demanding payment or making unauthorized claims on behalf of JMDICT, please report the incident immediately to our fraud prevention team.

• HOUSING OPPORTUNITIES: INDIVIDUALS AND FAMILIES WHO CAN AFFORD TO PAY
• FRAUD PREVENTION GUIDELINES FOR JMDICT SUBSIDIZED HOUSING
    Application Window: Opens April 15, 2025 | Closes April 25, 2025

To ensure transparency and protect applicants, JMDICT Subsidized Housing adheres to the following principles:

1. No Downpayment: Applicants are not required to make any downpayment as part of the application process.
2. Affordable Costs: Housing is offered at highly subsidized rates, significantly below market and rental values, to ensure accessibility for eligible individuals and families.
3. No Collateral: Applicants are not required to provide any form of collateral to qualify for subsidized housing.
4. Transparency in Payment: All payment terms and conditions will be clearly communicated and processed only through JMDICT's official channels.
5. No Unauthorized Payments: Applicants must not pay any individual or organization claiming to facilitate or guarantee housing approval unless explicitly authorized by JMDICT.

Important Reminder: Any unauthorized requests for payment or claims of guaranteed housing approval should be reported immediately to JMDICT’s fraud prevention team.

• FUNDING OPPORTUNITIES FOR SMES
• FRAUD PREVENTION GUIDELINES FOR JMDICT SME GRANT FUND

  Application Window: Opens July 15, 2025 | Closes July 25, 2025

To ensure transparency and protect applicants, JMDICT Grant Funding adheres to the following principles:

1. No Fees: JMDICT Grant Funding does not charge any fees at any stage of the application process.
2. No Repayment Obligations: Grants are non-repayable and do not require repayment.
3. No Collateral: Applicants are not required to provide any form of collateral to qualify.
4. No Upfront Costs: There are no upfront payments or charges associated with JMDICT Grant Funding.
5. No Unauthorized Payments: Applicants must not pay any individual or organization claiming to facilitate or guarantee grant approval unless explicitly authorized by JMDICT.

Important Reminder: If approached by anyone requesting payment or making unauthorized claims on behalf of JMDICT, please report the incident immediately to our fraud prevention team.